Public Adjuster Claim Services

 

Public Adjusters negotiate against some of the most powerful companies in the world. The job of a public insurance adjuster is a difficult and complex profession which requires a great deal of knowledge about insurance policies and principles; a great deal of knowledge of the law; a thorough understanding of negotiation principles; the skill of insurance damage estimating; perfection in his/her analysis of damages and satisfying the needs of the property owner during one of the most difficult times that a property owner will ever face.

 

Just Claims Public Insurance Adjusters can remove the uncertainty and minimize the stress and aggravation from the insurance claim process. Our Public Insurance Adjusters are, experienced, licensed and bonded professionals engaged by policyholders who have sustained a loss to provide assistance with the loss settlement process. We employ a high degree of technical skill and knowledge in this highly specialized field. We diligently represent policyholders interests exclusively; we do not have the conflict of interest that can exist for an agent or independent adjuster whose loyalty and responsibilities is to the insurance company. Just Claims Public Adjusters represent your interests solely and owe no loyalties to others parties in the adjustment process. We maximize your settlement because our focus is to secure the greatest settlement under the terms of you policy.

 

Our mission is to mitigate your loss quickly and prepare and perfect your claim. Our expert Loss Advisers, Public Adjusters and subject matter Experts will assess, measure, compile, present and help you negotiate your Claim to a favorable settlement. Just Claims Public Adjusters serves as your lead for these negotiations against the insurance company.  Our goal is to ensure that you get the greatest possible financial recovery within the terms of your policy and to settle your claim expeditiously and as cost  effectively as possible.

 

When experience a loss your immediate concern should be to mitigate the damage and get back to a pre-loss state as quickly There are many critical decisions to be made. Missteps or omissions in the handling of a claim such as: inadequate loss control, incomplete presentation, poor preparation, undervaluation or improper interpretation of your policy will result in excessive costs, lengthy delays, lack of coverage and ultimately deficient settlements. We will guide you in making the appropriate  decisions and work with your insurance company and their representatives to ensure a throrough and accurate presentation of your claim.

 

Insurance companies often employ talent to mitigate their losses and handle claims on their behalf. Experienced and professional adjusters, construction experts, engineers, forensic accountants and other specialists are utilized to analyze your claim and to represent the insurance companies interests. These professionals handle claims on a day to day basis and are very effective at negotiation and mitigating costs for the insurance company.  On the other hand, loss adjustments are usually not a situation which the policyholder is used to encountering. When they do the complexity of their policy, burdensome requirements and lack of insurance policy and and loss recovery knowledge is overwhelming.

 

Just Claims has the experience, resources and ability to manage the process successfully. Our professionals develop plans dedicated to your interests bringing the resources together which are best suited for the given circumstances. Our teams are structured to meet the needs of each client with a view to bringing the claim details to a position ready for presentation to insurers and, most importantly, to a position where substantiation and a favorable settlement may be achieved as completely and quickly as possible. Our analysis of your claim, knowledge of insurance policy coverages and loss recovery tactics result increased insurance recoveries.

 

Disaster can strike at anytime leaving your home or business damaged and turning your world upside-down. Filing a claim with the insurance company is a tedious and stressful process. Handling a claim yourself without the proper knowledge and tools can lead to omissions or errors, which will reduce your settlement. Relying only on the insurance company’s adjuster estimate of damages is not prudent. The adjuster provided by the insurance company works for them and their job is to arrive at a low settlement as quickly as possible. Remember the burden of proof rests on you, the insured, not the insurance company.

 

A professionally adjusted and prepared claim increases the likelihood that you will receive all the maximum you are entitled to from the insurance company while minimizing your aggravation. Insurance coverage is not an exact science, maximizing a claim is more of an art form which encompasses what can be proven, substantiated and negotiated within the terms of your insurance coverage.