what we do

Our team of professionals will arrange and promptly implement a strategic plan for recovery. We work closely with each client to understand their objectives and goals and to expedite their immediate needs. Our professional services include but are not limited to evaluating the insurance policy, attending meetings with insurance company representatives, measuring the loss, assembling supporting documentation, preparing statements and proofs of loss, conducting negotiations under your direction and tenaciously managing your claim. JUSTCLAIMS will work with you through the progression of your claim and keep you fully informed of our progress and new developments. Knowing that your claim is being handled diligently will allow you tend to your normal operations and other recovery efforts, while ensuring that you are on equal footing with the Insurance company.

Where we add value

Here is a sample of some of the activities and responsibilities we assist you with:

• Address your immediate questions and concerns about the loss.
• Meet with you, at your convenience, to assess your immediate needs, and to assist you with any emergency measures, housing, security and protection from liability. 
• Assemble Claim Preparation Team
• Report your loss, provide written notice
• Investigate and measure the extent of the loss.
• Establish a professional line of communication with the insurance company's representatives (i.e. staff and independent adjusters, accountants, experts and attorneys )
• Expedite emergency services and building repairs
• Examine your policy to analyze coverage.
• Evaluate clients compliance responsibilities. Assisting you and advising you in how to substantiate and support your claim.
• Prepare detailed computer model estimates and evaluations of the claim
• Prepare supplemental claims filings and summaries of items in dispute.
• Prepare documentation for advance and interim payment requests
• Facilitate the inspection of your property with the company adjuster to establish an agreed scope of damage.
• Correlate information received from builders, architects, engineers, contractors, restoration companies, vendors, accountants, salvors or other experts
• Gather documentation and prepare damage, business and personal property inventories and valuations of replacement cost / depreciation / actual cash values
• Prepare statements according to your books and/or accounting records of the cost of property or business interruption losses
• Assemble and prepare data for business interruption, extra expenses, loss of rents, and additional living expense claims
• Assess production and sales trends to forecast business interruption
• Finalize inventory, estimate, statement of values and loss or any account necessary to present claim and deliver to insurance company representatives
• Apportion the loss if necessary (multiple insurance policies)
• Present insurance claim package to the adjuster in a professional and user friendly format.
• See that Proof of Loss is executed and filed timely
• Represent your objectives and interests, act as conduit for negotiation and settlement of the claim to insured's satisfaction
• File supplemental claims
• If necessary, arrange for appeals or appraisal from any adverse position taken by claims representative
• Follow-up on status and collections of the claim
• Assemble and prepare documentation for post settlement recoverable depreciation recovery and/or other allowances withheld
• Assist with any subrogation efforts required of you or on your behalf.